sautov.com http://sautov.com Fri, 08 Jan 2010 14:46:41 +0000 http://wordpress.org/?v=2.7 en hourly 1 Finally, relaxing in Florida http://sautov.com/finally-relaxing-in-florida/ http://sautov.com/finally-relaxing-in-florida/#comments Fri, 08 Jan 2010 14:46:41 +0000 http://sautov.com/?p=287 When I finally decided to retire, I decided to travel to Florida, because I wanted to relax under the sun after many years of serving in the US army in different climates around the world. However, one obstacle was in the way of my dream: the lack of money.

 

My son suggested a website he had come across while trying to find a way to help me. Florida VA Loan offered different loaning schemes and plans for different service personnel, whether still on duty or veterans, like me.

 

While reading through the Florida VA Loan’s website, I found out that I could take a VA purchase mortgage loan at reduced rates, thanks to the involvement of the Department of Veteran’s Affairs. Plus, the guidelines were not as tight as other loan schemes, thus I could have my house with no advance payments and almost no closing costs.

 

In addition, Florida VA Loan made the loan approval process quick and easy that I didn’t have to go through much hassle while filling and submitting the paperwork. In no time, I received my loan and now am able to type this from my warm house in sunny Florida.

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    ]]>     http://sautov.com/finally-relaxing-in-florida/feed/     Save heaps of money by taking up the affordable re-financing program offered at Lowvrates.com http://sautov.com/save-heaps-of-money-by-taking-up-the-affordable-re-financing-program-offered-at-lowvratescom/ http://sautov.com/save-heaps-of-money-by-taking-up-the-affordable-re-financing-program-offered-at-lowvratescom/#comments Fri, 08 Jan 2010 12:50:20 +0000 http://sautov.com/?p=283 Being a military officer and with the need to travel often, I had  to look for good re-financing options that offered affordable VA Loan Rates  and which my wife could look after while I was away. We had heard about re-financing programs and their low VA Loan Rates offered at Lowvrates.com. I was delighted to take up this wonderful opportunity as their program offered fewer restrictions than average loan giving companies and offer incredible services to military officers. While I was away my wife was easily able to go through their loan purchasing guide and was also offered professional assistance through their representatives, every step of the way. Their low affordable VA Loan Rates and favourable terms led us to spend less money while re-financing our house and allowed to save plentiful amounts for our future use. Opting these programs are a perfect choice for all those military officers who are low on budget, yet want to re-finance their homes with a hassle free experience. Me and my wife are very happy with their professional services and would recommend all veterans and active military officers to take the opportunity to visit Lowvrates.com and take advantage of their great services.

     

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      ]]>       http://sautov.com/save-heaps-of-money-by-taking-up-the-affordable-re-financing-program-offered-at-lowvratescom/feed/       Dede Wilsey-Nothing could stop this dedicated fundraiser to make a dream come in to reality. http://sautov.com/dede-wilsey-nothing-could-stop-this-dedicated-fundraiser-to-make-a-dream-come-in-to-reality/ http://sautov.com/dede-wilsey-nothing-could-stop-this-dedicated-fundraiser-to-make-a-dream-come-in-to-reality/#comments Sun, 29 Nov 2009 21:03:20 +0000 http://sautov.com/?p=280 Dede Wilsey said the de Young project was on the hardest challenges she has ever had to face in her 30 years of fundraising expertise. Due to this project she had become very familiar and close to city politics while having to bear the loss of two city bond measures and fighting politicians and donors one on one in regards to fundraising and the design of the museum. Harry Parker, former director of the Fine Arts Museums, worked with Dede Wilsey side by side throughout this project and hard time and admired her leadership skills and firmness when the second bond measure failed in 1998. He said that she had broadcasted it live on television that if the city of San Francisco was not willing to cooperate or support them with this project then they would raise the money to re-build the museum on their own. Dede Wilsey was willing to complete this project no matter what and any obstacles, hurdles or things that came in her way to try to stop her would not make her give up for what she was working so hard for day and night.

       

       

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        ]]>         http://sautov.com/dede-wilsey-nothing-could-stop-this-dedicated-fundraiser-to-make-a-dream-come-in-to-reality/feed/         Sam Foti Donates Art Works to the American College http://sautov.com/sam-foti-donates-art-works-to-the-american-college/ http://sautov.com/sam-foti-donates-art-works-to-the-american-college/#comments Tue, 24 Nov 2009 20:56:40 +0000 http://sautov.com/?p=277 Sam Foti added significantly to the prestige and social standing of the MONY Life Insurance Company, when it started contributing towards the noble missions of the educational institutions of national repute. In 2004, the MONY Life donated to The American College some 60 works of art, prepared by celebrated and well known artists from all over the country.  This donation was made at the important juncture of appointment of the College’s new President and CEO.  The College boasted of the treasured possession of art pieces by putting them on display at The Gregg Conference Centre.

         

        On this occasion,  Samuel J. Foti remarked that MONY Life Insurance Company was proud of making the donation to the financial education institution, especially on the eve of appointment of Dr. Bartons as its President and CEO. Through this gesture of goodwill,  Samuel Foti  envisaged to enrich the outlook and career of professionals, graduating from the financial service institutions. He believed that the art works would inspire the creativity and thoughtfulness amongst the future leaders. This importance of the gifts was rightly acknowledged by Marjorie Fletcher, the Curator of The American College, saying that it was ‘overwhelming’ and provided a unique opportunity to the residents of Philadelphia area to have quality art pieces within their vicinity.

         

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          ]]>           http://sautov.com/sam-foti-donates-art-works-to-the-american-college/feed/           A bit of technology did the trick http://sautov.com/a-bit-of-technology-did-the-trick/ http://sautov.com/a-bit-of-technology-did-the-trick/#comments Thu, 19 Nov 2009 14:43:32 +0000 http://sautov.com/?p=271 For over a decade I had always been Budgeting manually, a difficult task at first yet with practice becomes much easier. However, there were always some expenses that I couldn’t locate or justify. Thanks to Mvelopes even those are now traceable with the automatic transaction retrieval feature.

           

          With a few clicks I can even pay my bills online with Mvelopes Bill Pay so I don’t have to worry about going all the way to the post office anymore, not to mention that I have been scheduling some monthly bills, like the electricity one, to be paid automatically.

           

          Even my family’s expenditures have been under control, a task my husband and I have been trying to do unsuccessfully for a while now. When we planned our Family Budget   with Mvelopes for the first time, we could actually see where we were overspending and how we seemed to take out some cash allocated for one purpose and spending it on another.

           

          As for myself, my Personal Budget is completely managed and keeps me from exceeding my income, thus I am avoiding debts and increasing my savings, all in all in a state of financial bliss.

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            ]]>             http://sautov.com/a-bit-of-technology-did-the-trick/feed/             Awarding sports scholarships made easier http://sautov.com/awarding-sports-scholarships-made-easier/ http://sautov.com/awarding-sports-scholarships-made-easier/#comments Thu, 19 Nov 2009 14:19:03 +0000 http://sautov.com/?p=268 Colleges have limited funds for awarding scholarships to high school sports girls. Every year it takes a considerable amount of time locating deserving players, and justifying your selection to the top management. With Steel Athlete, my job has been made easier.

            Steel Athlete is a database of Girls High School Basketball, Girls High School Softball and Utah High School Soccer. They have a number of profiles of students interested in getting these scholarships. What sets this service apart is the capability to upload films. I can now make a selection, and be sure of it. The students profiles are also detailed and cover all aspects that a may interest any coach like me. You can also create your own High School Coach profile and contact college coaches to view your students’ profiles. Even if the students aren’t Div I talent, it doesn’t mean they can’t play college athletics at a Div II, III, NAIA, or Junior College.

            Luckily for us, we don’t even have to go through the entire database. Interested girls send invitations to college coaches to view their profiles. The process has become quicker, structured and transparent. The girls that have come in through this program have all justified their selection. Steel Athlete is a coach’s best friend!

             

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              ]]>               http://sautov.com/awarding-sports-scholarships-made-easier/feed/               Hearing not a problem anymore – not even in old age! http://sautov.com/hearing-not-a-problem-anymore-%e2%80%93-not-even-in-old-age/ http://sautov.com/hearing-not-a-problem-anymore-%e2%80%93-not-even-in-old-age/#comments Thu, 19 Nov 2009 13:55:26 +0000 http://sautov.com/?p=265 One of the good things about being a grandpa is when my grand children gather around and share stories about their activities at school. In the past few months I felt that when they talked, they seemed like mumbling to me and I would keep making them repeat, louder every time.

              The idea of wearing a Hearing Aid bothered me, not because of how it’ll be a sign of my old age, but just the very idea of changing settings and managing a technical device at all times. And then luckily I heard about Hearing Aides from HearAid.

              These Hearing Aids are not doctor prescribed and can be easily purchased over the counter, with absolutely no need of manipulating settings to your own need! These Hearing Aids are standard devices that automatically adjust themselves and indicate clearly about their battery life.

              Using this Hearing Aid has made me satisfied and I enjoy my time with grandchildren and neighbors. These Hearing Aides start from a price of $299 and HearAid provides the option of payment in installments which has made my life much easier since it is easy to pay out from my pension – this amount is thousands less than an ordinary Hearing Aid would cost!

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                ]]>                 http://sautov.com/hearing-not-a-problem-anymore-%e2%80%93-not-even-in-old-age/feed/                 Good reasons to set up a Virtual Private Network. http://sautov.com/good-reasons-to-set-up-a-virtual-private-network/ http://sautov.com/good-reasons-to-set-up-a-virtual-private-network/#comments Fri, 13 Nov 2009 08:06:34 +0000 http://sautov.com/?p=263 1.    You can remote access any PC using your favorite remote screen software like Remote Desktop Connection, UltraVNC, etc.
                2.    You can remotely open your shared drives directly from Windows Explorer or map remote shares on your local computer.
                3.    Open documents directly from within your applications (such as Microsoft Word or Excel), even if you’re away from the office
                4.    Take your music & movies with you.  Play your files directly from your remote computer.
                5.    You can Print local documents on your remote printer.

                To set up your own VPN visit vedivi.com and test drive WebPoint VPN.

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                  ]]>                   http://sautov.com/good-reasons-to-set-up-a-virtual-private-network/feed/                   Recycling – A form of saving the planet http://sautov.com/recycling-%e2%80%93-a-form-of-saving-the-planet/ http://sautov.com/recycling-%e2%80%93-a-form-of-saving-the-planet/#comments Fri, 06 Nov 2009 05:41:44 +0000 http://sautov.com/?p=261 With the amount of waste the industries are producing everyday, waste treatment has become a big business. Waste management in Australia is a very detailed subject in which they also do electronic waste recycling (e-waste).

                   

                  E - waste recycling is done when electronic items, from televisions to monitors etc are picked up and recycled for re-usage. Usually, the parts are picked up, repaired and sold as re-conditioned material, but some times the companies break down the parts and use them in other accessories.

                   

                  E - waste recycling is a new competitor in the environment protection system, it has proven to be one of the best procedures in getting rid of non-usable material. The technology used in the entire process is hi-tech and the people working are strongly dedicated to the job. The material which is recycled can vary as well, such as monitors, faxes, printers, laptops, mobile phones, pabx systems etc.

                   

                  I am a big fan of the green movement in making our earth a better place, and with such companies working for the environment 24/7 we should be thankful to them for the dedication and effort.

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                    ]]>                     http://sautov.com/recycling-%e2%80%93-a-form-of-saving-the-planet/feed/                     Technology can be a math tutor as well! http://sautov.com/technology-can-be-a-math-tutor-as-well/ http://sautov.com/technology-can-be-a-math-tutor-as-well/#comments Sat, 31 Oct 2009 06:56:33 +0000 http://sautov.com/?p=259 I have 2 teenaged children, and as every parent knows you cant control them much at that age. Either they don’t listen, or want to do everything themselves, and that’s the time when internet comes into play.

                     

                    My eldest son has had some issues with his mathematics in his school. He always comes to me for Math help but sadly, am not very good in the subject myself, I think he gets it from me. He is a great kid but when it comes to studies he needs all the support he can get, so to fix that issue, I went online checking websites regarding an Online math tutor who would help us in this matter.

                     

                    I didn’t know Online math help would be this easy and efficient. The website tutorvista.com has a unique way of teaching kids Math through a software which shows you a whiteboard, where you can write your question and get instant help from one of the tutors there.

                     

                    This website has helped me and my son so much that his grades have started to improve in the subject and he seems more comfortable with the idea of being online (his favorite pastime) and doing homework simultaneously.

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